SUPPLEMENTAL

Affordable layers of financial protection

I can assist with a very wide range of supplemental insurance plans to mitigate your financial exposure.

Whether you want day-one dental coverage or cash benefits directly to you when you’re sick or injured, I can help.

Dental Plans

Make sure you keep smiling! Affordable dental plans are available and some policies provide coverage for orthodontics and dental implants. Many provide immediate coverage.

Vision Plans

See what you’ve been missing! I can review options from multiple insurance companies to help meet your needs. Eye exams to frames & lenses and even contacts.

Accident Plans

You don’t plan accidents. But you can plan for them. A supplemental accident plan typically pays a lump-sum cash benefit directly to you for injuries to help cover expenses you may have during your recovery.

Critical Illness and Cancer Plans

Focus on recovery instead of finances. These plans generally provide a lump-sum cash benefit directly to you for a first diagnosis of a major illness such as advanced Alzheimer’s disease, a heart attack, or life-threatening cancer.

Hospital Confinement Plans

If you’re suddenly admitted to a hospital, could you afford an extended stay? A supplemental hospital confinement plan pays a daily cash benefit directly to you for hospital confinement related to an accident or illness.

Disability Plans

An injury or illness that prevents you from working has the potential to turn into a financial hardship. Disability insurance plans generally pay a monthly cash benefit to you when you’re unable to work.

Long-Term Care Plans

Costs for assisted living facilities, nursing homes, and even at-home care are rising. Protect your finances and peace of mind with a long-term care policy that can protect you and your family’s future.

Fixed Indemnity Plans

Your health insurance may not be enough. Deductibles and other out-of-pocket costs can add up. Fixed indemnity supplemental insurance provides cash benefits to help cover the expenses of common medical services, such as ER visits, x-rays, and hospital stays.

      
 Excellent4.971 reviews
 4.9
 Excellent71 reviews
 
 
 
   
 
 
      Posted on Google  
   
   Michael Tylutki 
 78 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Ron was extremely attentive and responsive in collecting my needs and suggesting very practical ( and surprisingly economical) Medigap, Drug and Dental/Vision coverage for me. He really made the transition to over-65 coverage painless, and anticipated every question I had. Thanks, Ron!
  
 
     Posted on Google  
   
   Zachary Taylor 
 266 days ago
 
 
 Trustindex verifies that the original source of the review is Google. At a time where health insurance is only getting more expensive, more confusing, and more difficult to navigate, I'm glad that we had Ron to help us get coverage this year. Even in the final days of enrollment he was very accessible, very thorough in explaining our options, and extremely helpful.
  
 
     Posted on Google  
   
   Rick Paolini 
 344 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Ron is extremely knowledgeable and trustworthy, and clearly cares for the people he represents. It is an absolute pleasure to work with Ron!
  
 
     Posted on Google  
   
   Brandon C 
 474 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Ron's a great guy. Super knowledgeable. Went above and beyond to help us sort out a unique situation. Highly recommend!
  
 
     Posted on Google  
   
   Patrick McClelland 
 508 days ago
 
 
 Trustindex verifies that the original source of the review is Google. All I’ll say is read the fine print if you do business with this man
  
 
     Posted on Google  
   
   E. R. Held 
 545 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Ron Napoli is the most fantastic and outstanding person to work with! I really needed hand holding and lots of guidance from a healthcare insurance expert and he is that and more. He spent so much of his time explaining everything to me in great detail with many, many phone conversations. He never seemed like he didn't have time for me. He always made time for me. He is the only one I would trust and would highly recommend if you are in need of insurance. He gives amazing sound advice and is very kind and very patient as well. Ron, I can not thank you enough for everything you did to help me! WONDERFUL EXPERIENCE!!! Best, Elissa
  
 
     Posted on Google  
   
   talha ali 
 547 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Ron is a true professional and even more an amazing person. He was able to handle my case in record time, gave me the right advice and literally made a miracle happen. His advice transformed everything for me for the better. Very knowledgeable and caring. He is a rockstar. God bless you Ron. You are an asset to your area. Thanks
  
 
     Posted on Google  
   
   Kevin Hayden 
 719 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I reached out to Ron as I needed medical insurance after exiting the corporate world after almost 40 years.  Ron is outstanding.  Experienced, smart, thorough.  Worked me through the insurance maze with ease and made great recommendations for my wife and I.  A true professional who I would, and will, recommend to anybody looking for help with their medical insurance.  Make it easy for yourself and just call Ron - he will handle everything! Kevin Hayden
  
 
     Posted on Google  
   
   Norman Meltzer 
 726 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Ron Napoli is one of the finest Health insurance Agents. He is knowledgeable, caring and overall a very nice person. He goes the extra mile by getting you the broadest coverage at a competitive premium. In the past, I have referred My friends to him because I trust him that they will get a good deal from him. In closing, I have to say that Ron Napoli is the best insurance Agent that I have ever had to work with
  
 
     Posted on Google  
   
   Caroline Macomber 
 729 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I had an excellent experience working with Ron! He is an incredibly helpful agent who was able to help me navigate choosing the right insurance plan for me. He is thorough, extremely responsive, and lovely to interact with.
  
 
 
  
 
 
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